The NFIB Platinum Plus for Business credit card is a card offered by Bank of America. This MasterCard is a WorldPoints reward card that offers you flexible options when it comes time to redeem your reward points. To compare this and other credit card rates just click the link now.
The NFIB (National Federation of Independent Business), benefits from a donation from Bank of America every time you use your NFIB Platinum MasterCard. The donation amount is about 1/4 of 1% for each purchase made on this affinity credit card.
The NFIB is an association that represents small and independent businesses. They inform members of upcoming laws that will affect the way they do business and also work in Washington to prevent laws from being created that will inhibit the growth or development of small business.
NFIB Platinum Plus for Business Credit Card Overview
For the first 9 billing cycles after you receive your card, you will receive an introductory APR of 0%. After the introductory offer is over the regular interest rate will be 11.24% to 21.24% depending on your credit worthiness.
Even though this is a business credit card, you will be required to provide your social security number rather than your business ID number in order to determine if you qualify for the card. Your credit has to be in excellent standing to qualify for this excellent credit credit card.
This is a rewards credit card and you will earn 1 point for every dollar you spend. The rewards points can be used on the WorldPoints website for everything from merchandise to travel. In addition, you can transfer WorldPoints from other qualifying cards to this one.
You are also able to add employee cards to your account with spending limits on each card, if you choose. You will receive monthly reports on each card so you can track employee spending.
NFIB Platinum Plus for Business Credit Card Benefits
- No annual fee
- Flexible rewards program
- Track employee spending
- Low starting APR
- Transfer points from other cards
NFIB Platinum Plus for Business Credit Card Bottom Line
This is clearly not a card for everyone. Not only is it a business card, but it is a business card that requires your personal credit score to qualify. You must have excellent credit to qualify.
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