If you are interested in a Nordstrom Credit Card, you might be surprised to learn that you have two options, the Nordstrom Department Store Card or the Nordstrom Visa Credit Card. You can compare these and other online credit cards here and now!
Interestingly, the Nordstrom Department Store Card isn’t like other department store credit cards. The interest rates vary based on your credit score and they offer an excellent rewards program. In fact, with the exception of where you can use your card, the Nordstrom Department Store Card offers the same terms and benefits as the Nordstrom Visa Credit Card.
The reason that Nordstrom can offer their department store card at such good terms is because they offer it themselves. What this means is that Nordstrom is also a bank, so they can literally write their own ticket when it comes to their cards.
Nordstrom Credit Card Overview
You have three credit cards to choose from: the Nordstrom Department Store Card, Nordstrom Visa with Fashion Rewards and Nordstrom Visa with Fashion and Travel Rewards.
When you shop with a Nordstrom rewards credit card at Nordstrom, you will receive 2 fashion reward points for every $1 you spend. You will receive 1 fashion point for every $1 you spend anywhere else. If you choose the Nordstrom travel credit card rewards program, you will only receive 1 point for every $1 you spend anywhere (including Nordstrom) but you can redeem your points for Nordstrom gift certificates or for travel.
When you accumulate 2000 points, you will receive a $20 gift card to Nordstrom. You can earn points faster at anniversary sales and at Nordstrom’s half yearly sale where you will earn double the rewards points when you shop at Nordstrom.
The interest rate for any Nordstrom credit card will be based on your credit score. Rates range from 10.9% to 22.9% APR for Nordstrom purchases and 14.9% to 22.9% for non-Nordstrom purchases.
Nordstrom Credit Card Benefits
- No annual fee
- Choose your rewards program
- Low APR for good credit
- No limit on reward point earned or redemption
Nordstrom Credit Card Bottom Line
The Nordstrom retail credit cards are great options for those of you who love Nordstrom! The rewards program is generous and unlike many department store related programs, there are no limits on how much you can redeem.
However, if Nordstrom isn’t your store of choice, try our credit card chaser tool to find better credit card offers for you needs!
One great card is the Chase Freedom credit card, where you can earn cash back instantly! Click here to learn more now!