Having poor credit should not mean that you are unable to obtain an affordable credit card. In addition, if you do not have any credit history, you may also face obstacles in being approved for a card. Many times all you need is an opportunity to build or rebuild your credit, and the Visa Credit Builder credit card from Notre Dame FCU can provide that chance.
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In addition to the Visa Credit Builder credit card, Notre Dame FCU offers two other credit cards. These are the Visa Platinum, a high-end card with a low interest rate and high credit limit, and the regular Visa card, which is an ideal basic card.
Obtaining the Visa Credit Builder Credit Card from Notre Dame
You can apply online, in a branch, or over the phone for the card. Before you do, however, know that, while the Credit Builder Visa card works and looks the same as the other cards offered by Notre Dame FCU, you must make an initial deposit in order to establish a credit limit on this card.
For example, you must make a deposit of at least $300 to open the card and then, once the card is open, it will carry a $300 credit limit.
All interest charges and fees that you pay go to Notre Dame FCU, even though it is your money on deposit.
Each year, CNN Money releases a report on the best credit cards for people with poor credit. This report can help you decide which card best fits your individual needs.
Rates for the Notre Dame Visa Credit Builder Credit Card
Just like the other cards offered by Notre Dame FCU, the Visa Credit Builder card offers a special credit card introductory rate of 0% for the first six months that the card is open. Following that six months, the rate increases to 14.92%.
There is no annual fee and no application fee, and the maximum credit line is $5,000 depending on the initial deposit.
Learn about other available credit cards by looking on this page and using the FREE search tool!
- Notre Dame FCU Visa Platinum Credit Card
- Notre Dame FCU Visa Credit Card
- University of Notre Dame Credit Card
- Notre Dame Federal Credit Union Credit Card
- Dupage Credit Union Visa Credit Builder Secured Credit Card
- Apple Federal Credit Union Credit Builder Visa
- Dupage Credit Union Visa Plus Credit Card