Sometimes the best credit card for you is one that is simple with no frills, rewards, or difficult-to-obtain benefits. Cards such as this one are for the type of consumer that needs a credit card every day, but is not concerned with building up rewards points. If this is the type of card that is best for you, consider the Numerica Credit Union Visa Gold Credit Card.
Credit card rates are easy to find and compare by using the simple and FREE credit card chaser!
Numerica Credit Union also offers two other credit cards, including the Visa Platinum Extra Rewards Card. This card is best for individuals who use their card a lot and look to earn rewards because of their purchases. Numerica also has a Student Visa credit card that is designed for college students with limited or no credit history.
Numerica Credit Union Visa Gold Credit Card Rates and Fees
The Visa Gold card from Numerica offers an introductory balance transfer rate of just 1%.
This rate will allow you to save a lot of money on interest charges, especially if you are carrying a large balance on another credit card with a high interest rate.
The purchase rate for the Numerica Credit Union Visa Gold credit card is a variable rate that fluctuates between 8.9% and 17.9%. For cash advances, the credit card annual percentage rate is between 13.9% and 17.9%.
There is no annual fee for the Visa Gold card from Numerica Credit Union, and there is no fee associated with a cash advance or balance transfer.
Benefits of the Numerica Credit Union Visa Gold Credit Card
Some of the benefits of the Visa Gold credit card includes fraud protection if your card is lost or stolen and an unauthorized purchased is made. You can also get travel accident insurance and car rental insurance coverage if you use your card to book the travel or rental.
You can also get 25 days to pay your entire balance off each month in order to avoid paying any interest charges. This allows you to improve your credit score, which can help you get additional credit, including loans, according to a recent CNN Money article.
Get a complete list of available credit cards by using our simple and FREE credit card search tool!
- Numerica Credit Union Visa Platinum Extra Rewards Credit Card
- Numerica Credit Union Visa Business Credit Card
- Numerica Credit Union Visa Student Credit Card
- Numerica Credit Union Visa Share Secured Credit Card
- MECU of Baltimore Visa Gold Credit Card
- Washington State Employees Credit Union Visa Gold Rebate Credit Card
- Dow Chemical Employees Credit Union Visa Gold Credit Card