Most college students have not had the opportunity to build credit due to several reasons, including but not limited to lack of income, employment, or accessibility to credit cards. In addition, because credit cardholders must be at least 18 years old, there has not been enough time for these students to build credit using credit cards. This is where a student credit card such as the Visa Student Card from Numerica Credit Union can be extremely helpful.
Credit card quotes are easy to find and compare for FREE using our search tool on this page!
In addition to the Visa Student card, Numerica Credit Union also offers a Visa Platinum with Rewards card and a Visa Gold card. Either of these cards can be used by someone who has established credit and is looking for a credit card with a low interest rate and no annual fee.
Rates and Fees for the Student Visa Card from Numerica
The Numerica Credit Union Student Visa credit card offers a fixed annual percentage rate of 17.9%.
This means that this rate remains the same as long as you make your payments on time every month.
The other cards offered by Numerica offer a variable interest rate that adjusts based on the credit prime rate.
The interest rate for credit card balance transfers and cash advances is also 17.9%. While there is no annual fee for the Numerica Credit Union Student Visa, if you are late with a payment, or a payment is returned due to non-sufficient funds, you may be charged up to $25 in fees.
Learn different scenarios about building a strong credit history and credit score from this recent CNN Money article.
Applying for the Student Visa Credit Card from Numerica
Numerica Credit Union has more than a dozen full-service branches located in the states of Washington and Idaho. You can apply for a credit card at any of the branches, online, or over the phone.
However, depending on your application and whether or not you need a co-signer to get approved, you may have to go into a branch to complete the process.
There are many credit card offers available. Search through them for FREE here!
- Numerica Credit Union Visa Gold Credit Card
- Numerica Credit Union Visa Platinum Extra Rewards Credit Card
- Numerica Credit Union Visa Share Secured Credit Card
- Numerica Credit Union Visa Business Credit Card
- The Golden 1 Credit Union Student Visa
- Educators Credit Union Student Visa Credit Card
- NAPUS FCU Visa Visa Student Credit Card