There are actually three versions of the O.S.U. Federal Credit Union Visa Rewards line of credit cards available to consumers. Premiere cardholders get all of the same rewards given to essential and enhanced credit card members, but with the added benefit of no annual fee. Advantages such as a maximum of $50,000 in available credit and free phone-based credit card concierge services are what make the O.S.U. Federal Credit Union Visa Rewards credit card truly unique.
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The Consumer Financial Protection Bureau, in its article “How do I shop for a credit card?,” urges credit cardholders to choose lower credit card fees over rewards programs when choosing a credit card. Luckily, this is not a concern with the O.S.U. FCU Visa Rewards credit card. Its 9.25% variable APR and affordable cash advance fees make this a safe choice for even money-conscious consumers.
O.S.U. FCU Visa Rewards Credit Card Benefits
All O.S.U. FCU Rewards program points are earned at a 1:1 ratio, giving cardholders plenty of purchasing power. Additional opportunities to earn rewards points at a higher ratio include Perks Points Mall merchants and participating restaurants.
There is a $25 annual fee for this credit card, but it can be reduced or eliminated altogether if you have premiere or enhanced credit card membership. Enhanced O.S.U. Federal Credit Union members need to have a minimum of four different accounts with a balance or credit limit equivalent to $25,000. The foreign transaction fee is 1% on the O.S.U. FCU Visa Rewards card.
O.S.U. FCU Visa Rewards Credit Card Details
Credit requirements for the O.S.U. Federal Credit Union Visa Rewards credit card are tougher when compared to other credit cards available from O.S.U. FCU. Co-applicants and additional authorized users are allowed on the O.S.U. Federal Credit Union Visa Rewards card.
Free insurance coverage, extended warranty protection, and emergency roadside program membership are automatically given to all qualified O.S.U. FCU Visa Rewards applicants.
O.S.U. FCU Rewards program points can be converted into products and prizes listed on the official rewards program website.
Online credit card bill payment and account management options are also accessible to all O.S.U. Federal Credit Union Visa Rewards cardholders.
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