Since 1954, O.S.U. FCU has been a financial institution working to give Oregon state residents funding options. The O.S.U. Federal Credit Union Visa Value credit card comes with exclusive benefits such as “skip a payment” options and no yearly membership fee.
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Accountholders with excellent credit may qualify for a low 6.75% APR on everyday charges. O.S.U. Federal Credit Union also gives new accountholders a $50 bonus after a balance transfer in the amount $2,500 is completed with their O.S.U. FCU Visa Value credit cards. Although Suze Orman warns that credit union credit cards are not always the best choice for consumers, the O.S.U. FCU Visa Value card has several key benefits.
O.S.U. FCU Visa Value Credit Card Options
This low-interest credit card has three design motifs available for consumers to choose from. Additionally, O.S.U. Federal Credit Union Visa Value credit cardholders have the option of activating their complimentary collision damage waiver insurance policies when they rent vehicles. Ordinarily, this type of insurance coverage could cost cardholders upward of $50.
The O.S.U. FCU Visa Value card doesn’t come with many other personalization options, but that is because its main purpose is for credit building.
With a low credit card APR and easy ways to save on travel, this credit card gives consumers plenty of choices.
O.S.U. FCU Visa Value Credit Card Terms
A foreign transaction fee of 1% is applied to all credit card transactions that take place outside of the United States. Late fees are $25 on accounts where the minimum monthly payment is $25 or less. Lower late payment amounts are charged when the monthly payment charge is less than $25.
Minimum monthly credit card payments are 3% of the revolving balance. Using the O.S.U. Federal Credit Union Visa Value card at ATM machines can cost cardholders between $1.50 and $5 in convenience charges. No more than $500 can be taken out of an ATM in a 24 hour period, regardless of the credit limit amount.
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