This retail credit card is accepted for store purchases as well as by merchants who accept MasterCard for purchases. Account holders can earn reward points with purchases that can be redeemed for a number of rewards. Compare this with other credit card offers from your favorite stores now!
A FICO score of 663 or higher is recommended for applicants who wish to get this credit card. The issuing bank may consider other factors when making a decision.
OshKosh Credit Card Features
This card offers a 0% Annual Percentage Rate (APR) for the first six billing cycles on balance transfer credit card transactions. Once the introductory period has passed, the standard APR that cardholders pay may be between 14.99% and 22.99%. The actual amount rises and falls with changes in the prime rate. There is no annual fee for the card.
When a new account has been opened, the customer will be instructed how his or her APR is calculated. The credit card terms will state that the amount is Prime + a certain percentage.
The grace period for new purchases made with the card is 25 days. If a new purchase is paid in full during this time, no interest is charged by the card issuer.
OshKosh Credit Card Benefits
Cardholders can collect rewards credit card points with their purchases. A new accountholder can earn a coupon worth up to $10 the first time they use their card. Three points are awarded for every dollar spent at an OshKosh or Carter’s retail outlet. One point per dollar spent is awarded for other purchases.
The points can be used for OshKosh gift cards, restaurants or vacation destinations. They can also be used for U.S. Savings Bonds.
As an added bonus, a parent or grandparent can personalize his or her card by adding a child or grandchild’s picture to it.
Fast Decisions with OshKosh Credit Card
Consumers who apply for this credit card online may receive a decision instantly. Once the application has been approved, the card will arrive by mail in approximately one or two weeks. Compare this and other credit card rates and benefits now!