This review is for the Pac Sun Credit Card. Pac Sun is also known as Pacific Sunwear and is a very popular clothing store that specializes in young men’s and women’s clothes and accessories. The Pac Sun Card can be used at any Pacific Sunwear store throughout the United States.
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Pac Sun Credit Card Benefits
The Pac Sun Credit Card offers many benefits to its cardholders. The main benefit is a $25 gift certificate for every $150 you spend on the Pac Sun Card. This is an excellent way to continue to shop at Pac Sun, and if you are able to pay your balance down each month, there are no finance charges and you still receive the rewards certificate.
In addition, as a cardholder you can be one of the first people to learn about special events and sales going on in Pacific Sunwear stores.
The card can be used at any Pacific Sunwear store as well as on PacSun.com. You can also order an additional card for a family member at no additional cost.
Finally, once you open your Pac Sun credit card, you will receive 10% off your first purchase, no matter how much Pacific Sunwear merchandise you buy.
Pac Sun Credit Card Details
The Pac Sun Credit Card is offered through the World Financial Network National Bank (WFNNB). There is no annual fee for having a Pac Sun credit card.
Pac Sun Credit Card Bottom Line
If you enjoy shopping at Pacific Sunwear, it is a good decision to get a Pac Sun Credit Card. The rewards program is solid, and if you pay your balance off each month, you can continue to accumulate rewards at no cost.
However, if you do not pay your card off each month, this may not be the best card for you. The Pac Sun card traditionally has an annual percentage rate over 20%, and can be expensive to carry. In this case, it may be better to use a different card with a lower APR or pay cash.
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