Pacific Service Credit Union Visa Platinum Credit Card

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Pacific Service Credit Union Visa Platinum Credit Card No matter for which Pacific Service Credit Union credit card you choose to apply, you will never pay more than 13.9% credit card APR on everyday purchases. The Pacific Service CU Visa Platinum card can only be issued to California state residents that meet all other Pacific Service Credit Union membership criteria.

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The Pacific Service Credit Union does not belong to the Better Business Bureau and has no business rating; however, two complaints from consumers have been received in the last three years. According to the Pacific Service Credit Union, it has a membership of almost 70,000 California state residents. Three different credit cards backed by Visa are offered by this credit union.

Pacific Service Credit Union Visa Platinum Credit Card Options

Consumers that qualify for the Pacific Service CU Visa Platinum don’t pay an annual fee and are assigned a standard APR based on their current credit scores. Periodic credit report reviews are performed by the Pacific Service Credit Union in order to readjust interest rates for individual cardholders, as well as the credit union’s entire customer base.

Pacific Service also offers automatic enrollment in the Visa credit card warranty manager service, which gives accountholders the ability to get repairs and replacements for their purchases at no extra charge. The accident and travel insurance program protects cardholders in the event that they are injured. In order for this insurance policy to become active, qualifying travel arrangements must be financed with the Pacific Service Credit Union Visa Platinum card.

Pacific Service Credit Union Visa Platinum Credit Card Rates

Standard interest rates on the Pacific Service CU Visa Platinum line of credit cards are between 8.9% and 13.9%. Details on late payment charges and foreign transaction convenience fees are only made available to current Pacific Service CU members and Pacific Service CU Visa Platinum credit card applicants.

The fee for skipping a payment is $25, and this benefit can be taken advantage of up to twice per year.

Charges made with the Pacific Service Credit Union Visa Platinum that are not authorized by the cardholder are waived automatically.

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