Pacific Service Credit Union Visa Platinum Rewards

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Pacific Service Credit Union Visa Platinum Rewards The Pacific Service Credit Union Visa Platinum Rewards credit card offers the most incentives out of all of the credit union’s credit cards. Cardholders do have to pay $25 in annual fees, but even this charge can be waived if you have a qualifying checking account with Pacific Service CU. Thousands of Pacific Service Credit Union members and their relatives have the option of applying for and qualifying for this rewards credit card.

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Finance expert Suze Orman suggests paying more than the minimum payment on your credit card if you want a better chance at retaining your current interest rate. However, the variable interest rate on the Pacific Service Credit Union Visa Platinum Rewards credit card is so low that even an increase in your APR will not greatly change your minimum monthly payment amount.

Pacific Service CU Visa Platinum Rewards Benefits

Enrollment in the ScoreCard credit card rewards program comes connected to the Pacific Services Credit Union Visa Platinum Rewards credit card. Prizes change often, but members may review the online catalog at any time.

The main benefit of the Pacific Service Credit Union Visa Platinum Rewards credit card is the low variable APR that only changes if your credit score goes up or down significantly. Pay all of your Pacific Service CU credit card payments on time and you will see your credit card interest rate continue to go down.

Pacific Service CU Visa Platinum Rewards Fees

A $25 credit card annual fee is due on the Pacific Service CU Visa Platinum Rewards card, but there is a way to get around paying this fee the first year. A Relationship Pacific Service Credit Union checking account must be opened before the annual fee is due. However, the annual fee does become applicable beginning the second year that you have the Pacific Service Credit Union Visa Platinum Rewards card.

The entire Pacific Service Credit Union Visa Platinum with Rewards fee schedule is only made available at the time that you apply.

To skip your credit card payment, you will need to remit a $25 convenience fee.

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