The Partners Financial Federal Credit Union credit card is a Visa card offered to members. This financial institution serves customers in Richmond, as well as Chesterfield, Hanover, and Henrico Counties.
People who live, worship or attend school in the area are eligible to apply for membership. Once a person has been accepted, his or her entire family can also become members. Find more credit card offers in your area now!
The Credit Union offers personal banking (checking and savings accounts), as well as loans and mortgages. Along with the credit card, a Visa debit card is available.
Partners Financial Federal Credit Union Credit Card Features
No annual fee is charged to customers who choose this credit card option. The Annual Percentage Rate (APR) charged for balance transfer credit card transactions is identical to the one for purchases.
The grace period for purchases made using the card is 25 days. If the amount is paid in full during this time, no interest is charged.
The Annual Percentage Rate (APR) for this card is based on the applicant’s creditworthiness and is reviewed every six months and may be adjusted at that time. Late payment fees are charged if the payment is more than seven days overdue. If a payment is returned, the issuer charges a fee as well.
Partners Financial Federal Credit Union Credit Card Benefits
Cardholders are required to notify the issuer promptly if the card is lost or stolen. They are not held financially liable for fraudulent purchases unless the cardholder is determined to be grossly negligent. In that case, the maximum amount of money charged will not exceed $50.
New cardholders are invited to set up a Personal Identification Number (PIN) through the Verified by Visa system. Once the number has been set up, no one can use the card, either in person or online, unless they can provide the right PIN.
Partners Financial Federal Credit Union Credit Card Offers Basic Benefits
The main advantage to choosing the Partners Financial Federal Credit Union credit card is the PIN option offered by Verified by Visa. It’s one item in the basket of services offered to Credit Union Members. Find more online credit card offers now!
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