There are three Patelco Credit Union credit cards for members and the general public. Patelco Credit Union is a federally charted Credit Union, which means that they cannot charge more than 18% interest on credit cards, which is why so many people prefer a Credit Union credit card over other options.
The three credit cards offered by Patelco are the: Visa Gold, Visa Classic and MasterCard Rewards card. Each one offers their own unique benefit for using the card. Find out how these compare with other online credit card offers now!
You don’t have to be a member of Patelco Credit Union to apply for these cards. However, if you have a checking account, you can earn faster rewards by connecting your credit and debit accounts to each other.
Patelco Credit Union Visa Gold Card Overview
The credit limit offers on this card will range between $5,000 and $25,000, depending on your credit score. In addition, your interest rates will vary between 9.15% and 13.15% APR, also based on your credit score. There is no annual fee for the Visa Gold Card.
You will earn 1 point for every $1 you spend using your Visa Gold and 3 points if you have a checking account at Patelco Credit Union with a debit card. You can redeem these points for travel credit card rewards or merchandise.
Patelco Credit Union Visa Classic Card Overview
The credit limit for this card will range between $300 and $5,000. Your interest rates will range between 13.15% and 16.15% depending on your credit score.
This card is unique because it is a no fee credit card. You will not be charged ATM withdrawal fees, annual fees, penalty fees, balance transfer credit card fees and so on.
Patelco Credit Union Rewards MasterCard
The credit limit for this rewards credit card will range between $300 and $25,000. You get 1% cash back on all of your purchases, which are provided annually. This Rewards MasterCard has no annual fee.
Each of these cards also offers low minimum payments of 2% of your total balance or $24, whichever is higher.
These cards aren’t for everyone, however. Most Credit Unions don’t provide cards for people with bad to fair credit, so if you don’t have good or better credit, then you won’t qualify for any of these cards.
Try our free chaser tool to find the perfect credit card offers for your situation now!
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