The PayPal Debit Card is a MasterCard that offers cash rewards as part of the PayPal Preferred Rewards Program. Once you apply for the PayPal Card then upon enrollment into the PayPal Preferred Rewards Program you will be able to earn cash back rewards for every single debit card purchase that does not require your PIN. Read through this PayPal Debit Card offer review to see if this is the best debit card offer for you and then be sure and use our free card finder to compare both debit cards and credit cards side by side!
Types of PayPal Credit & Debit Cards
Here is a full list of the available PayPal Credit Cards and PayPal debit cards both for personal and business use:
- PayPal MasterCard BusinessCard Card
- PayPal Executive BusinessCard Card
- PayPal Small Business Multi Card
- PayPal Debit MasterCard BusinessCard Card
- PayPal MasterCard Corporate Card
- PayPal MasterCard Corporate Executive Card
- PayPal MasterCard Corporate Purchasing Card
- PayPal MasterCard Corporate Fleet Card
- PayPal Corporate Multi Card Card
Please refer to the PayPal credit card terms and conditions for updated cardholder benefits and details for each PayPal credit card program.
PayPal Debit Card Benefits
What are some of the benefits of the PayPal Debit Card offer? As opposed to the PayPal Plus Credit Card which is a true unsecured credit card and a different animal altogether some of the benefits of the PayPal Debit Card include:
- Automatic linking to your PayPal account so that when you make a purchase with your PayPal Debit Card it shows up in your PayPal account as a PayPal transaction.
- 100% fraud protection
- No annual fee
The easy tracking of purchases made with the PayPal Debit Card inside of your PayPal online account and the ability to make hassle free purchases against your PayPal account balance are really the two main benefits to using the PayPal Debit Card.
Applying for the PayPal Debit Card Online
It’s easy to apply for the PayPal Debit Card online through your PayPal.com account. Before you apply for any type of debit card or credit card offer be sure to fully compare your options. Use our free tool to compare credit cards now!
I have an Ebay business and I wanted to get access to my funds right away, without waiting on the Bank transfer (which can take several days). I’m happy with the Paypal debit card, I haven’t really had any problems with it, and since its debit, there aren’t really any late fees. I haven’t called customer service because I haven’t had to, so I’m not sure about that, but everything else is great.
I got the Paypal debit card because I needed to verify my Paypal account and it was the quickest way to do it…it took 30 seconds instead of the 3 days I would have had to wait before I could use Paypal to pay for something on ebay. I haven’t had it long, but have had no problems with it so far.
I’ve used Paypal for years now and tried to apply for the debit card. I was asked to verify my account information. Then was told the card would process. I never got anything…approval or denial. So I called and was told I needed to re-apply, but that this time would go through because all of my info was updated. So I just went online again to apply for the 2nd time. Guess what? I was told I need to verify all of my account info. And so it starts again. How is anyone else getting this stupid card when all I get is hassled and run around in circles? I keep money in there and have never had any claims against me or any other problems. So why is this so difficult????
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Be very wary of using a PayPal debit card. If you receive damaged products or products that missing parts you will have to get and “expert” to write a statement on that experts company letterhead concerning the damage and/or missing parts if you dispute the purchase. This is a per Paypal’s requirement as stated by their dispute department. If you can not get this then you are out of luck and out of the money used to purchase the faulty product. There is simply no way around it according to Paypal debit card services dispute department.