The good news is that Penn State University does have a PCN bank that converts your student ID into a debit card of sorts. If you open a PCN account, you can attach your student ID to your account and access your funds anywhere on campus. In addition, when you are traveling, you can use your ID card at any PCN ATM in the United States, fee free! Find more online credit cards here!
PCN also offers a variety of credit cards available to Penn State University students who qualify. However, these are not Penn State cards and they won’t benefit the university in any capacity other than if students use them to pay for tuition, lodging or books.
Penn State University PCN Credit Card Options
One of the first things we should note is that you don’t have to be a Penn State University student or even a member of PCN to qualify for one of their credit cards. They are not student credit cards, but may appropriate for students. All you have to do is qualify.
- Points Visa – The Points Visa card is a rewards credit card that earns 4 points for every $1 you spend, provides 3,000 bonus points after the first purchase, a 0% intro APR for 9 billing cycles and 11.99% to 19.99% for all other purchases.
- Everyday Visa – The Everyday Visa card offers you 4% cash back credit card rewards on all purchases (redeemed when you have earned $100), 0% APR for 9 billing cycles, and 11.99% to 19.99% APR depending on your credit score.
- Platinum Visa – The Platinum Visa is not a rewards card and offers 0% APR for 13 billing cycles, and 10.99% to 18.99% APR for purchases after the introductory offer is up.
Penn State University PCN Credit Card Benefits
- No annual fee for any cards
- Low interest rates with good credit
- Several card options
- No checking account required to qualify
- Generous rewards programs
Penn State University PCN Credit Card Bottom Line
The only problem you might find when choosing these cards is if you have bad to fair credit – these cards won’t work for you because you won’t qualify.
With our credit card chaser tool, you can find the credit card offers that you will qualify for today!