State employees are often offered outstanding deals when opening a credit card that is affiliated with the state. In this case, the Pennsylvania State Employees Credit Union Visa Classic credit card is an excellent option for members of the credit union who are looking to get a good deal on a credit card.
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The PSECU Visa Classic credit card offers a low, fixed credit card interest rate that will save you money over time, as well as a low introductory balance transfer rate.
Rates for the PSECU Visa Classic Credit Card
The Visa Classic from PSECU offers an extremely low fixed rate of 9.99% for all cash advances and purchases. This is not just a teaser credit card rate, and will not change due to fluctuations in the prime rate.
In addition, you can transfer balances onto your PSECU Visa Classic card with no fees while getting a rate of 2.9% for more than a year.
Beginning in January of 2014, any balance remaining from a transfer will revert back to the standard rate of 9.99%. While there are no fees, the minimum amount you can transfer is $250.
To learn more about credit cards, as well as look at a comprehensive ranking of the top credit cards, visit the J.D. Power and Associates website.
PSECU Visa Classic Credit Card Benefits
The Visa Classic credit card from PSECU does not charge an annual fee, so it is ideal for someone who pays their balance off each month. In addition, with a credit line of up to $20,000, it can serve as your only credit card.
There is also no application fee and no fees whatsoever to use the credit card. Additionally, the PSECU Visa Classic card offers fraud protection, car rental insurance, and extended warranty coverage.
Finally, the credit card can be used anywhere in the world that accepts Visa, and you can apply online, over the phone, or at one of the PSECU branches.
Using the simple and FREE credit card finder is the first step in getting your next card!
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