Whether you are looking for a standard credit card or a card with an excellent rewards program, People First Credit Union has you covered. The Visa Platinum card from People First FCU has many traditional benefits, as well as some perks that are not available with many other credit cards.
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If you are looking for a credit card with rewards, consider the People First FCCU Visa Platinum Rewards card. It has all the same benefits as the traditional Visa except it includes a rewards option.
Rates and Fees for the People First FCU Visa Platinum Credit Card
The PFFCU Visa Platinum card does not charge an annual fee, allowing you to pay your credit card debt in full each month to avoid any charges. The annual percentage rate for the Visa Platinum is a variable rate between 8.9% and 17.9%, depending on many factors, including your credit score and payment history.
In fact, many more consumers are looking to credit cards to save money by paying their entire balance off each month. In addition to not paying interest charges, consumers are able to build points towards rewards, which they can then redeem on items that may have cost them out-of-pocket if not for the rewards points. As long as you are good at managing your credit card debt, this may be an option for you.
Find out more about good credit card interest rates by reading this article from MSN Money.
In addition, the Visa Platinum from People First does not charge any fees for balance transfers and cash advances, and the annual percentage rate is the same for cash advances as it is for purchases.
People First FCU Visa Platinum Credit Card Benefits
With credit limits that start at $500, the Visa Platinum card from PFFCU can fit almost any lifestyle. It also offers many benefits, such as travel accident insurance, auto rental coverage, and extended warranty protection.
Additionally, since it is a Visa card, you get Visa’s complete fraud protection coverage as well as identity theft coverage. If an unauthorized charge is made on your PFFCU Visa Platinum after you have reported it stolen or lost, you will not be held responsible for the charge.
You can apply for a card at any People First branch, online, or over the phone.
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