If you are in college and you don’t have any established credit, then student credit cards may be your only way of getting credit. Unfortunately, the Peoples National Bank doesn’t offer a Peoples National Bank College Rewards Visa card that you can use.
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Peoples National Bank does offer a Platinum Advantage Visa or MasterCard option. These are not bad credit credit cards, nor are they cards designed for those of you with no credit, so they won’t be the best option for someone in college unless you have a parent as a cosigner.
Peoples National Bank College Rewards Visa – Platinum Advantage Card
The Platinum Advantage Card is available is a Visa or MasterCard. Although the logos are different, the terms of each card are the same.
Neither card has an annual fee. Both also come with rental car insurance for up to $200K. The introductory offer includes free balance transfers, although they don’t say for how long this applies.
These are rewards cards. You will earn 1 point for every $1 you spend; Peoples National calls these points Dream Miles. While the intent for these cards are to act as travel cards, bonuses can be redeemed for shopping and merchandise in addition to air travel, cruises, hotels and dining.
The bank does not provide APR information or other terms and conditions regarding this card. In addition, you cannot apply for the card online.
Peoples National Bank College Rewards Visa – Other College Card Options
Before you start seeking out student cards, you might want to take time to look at the CollegeBoard website because they will provide you information about college planning, including how and when you should consider getting a credit card. Many college students get into credit card trouble in school and you don’t want that to happen to you.
You can use the credit card chaser tool that is offered on this page to look at other student credit card options. You can compare their rates; look at what their credit requirements are and more. If you have a question regarding one of the banks offering the card, you can check them out at the Better Business Bureau.
Peoples National Bank College Rewards Visa – The Bottom Line
Peoples National Bank doesn’t offer this card and the cards they do offer aren’t designed for college students. You should consider your other options and don’t hurt your credit by applying for (and getting turned down for) a Peoples National credit card.
Use the credit card chaser tool to compare online credit cards right now!
- Peoples National Bank Visa Signature Card
- Peoples National Bank Visa Business Card
- Peoples State Bank Visa Gold Credit Card
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- First National Bank of Chester County College Rewards Visa Card
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- Peoples State Bank Visa Classic Credit Card