Peoples State Bank Visa Classic Credit Card

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Peoples State Bank Visa Classic Credit CardWhile most people would prefer to have a credit card with the best possible annual percentage rate and lowest fees, sometimes it is not possible because of your credit score and history. With Peoples State Bank, you have two different options with credit cards, and if you do not get approved for the Visa Gold card, you can be automatically considered for the Visa Classic card.

Find the best credit card rates available to you by using the FREE tool on this page!

Both credit cards have similar benefits, but the Visa Classic has a slightly higher interest rate. However, based on your individual needs and usage, it may be the perfect card for you.

Rates and Fees for the Visa Classic Credit Card from Peoples State Bank

The annual percentage rate for the Visa Classic is 12.9%, which is slightly higher than the Visa Gold. However, the rate is valid for purchases and cash advances, as well as balance transfers.

If you have a card with a higher interest rate, the balance transfer rate can save you money over time.

There is no fee if you charge your card over your credit limit, but there are fees that range from $10 to $20 for a late payment or a returned payment.

More and more credit card companies are offering generic credit card with no frills and limited fees, according to a recent article featured on MarketWatch, “Credit-Card Issuers Pitch No-Frills Products.”

Benefits of the Peoples State Bank Visa Classic Credit Card

Some of the benefits of the Visa Classic credit card include advanced theft insurance. If your card is lost or stolen and used for any variety of purchases, you will not be held liable.

In addition, if you purchase items with the card and the items are subsequently stolen from a hotel or motel, you may be eligible to be reimbursed for the loss.

Additional Services from Peoples State Bank

In addition to the two consumer credit cards, Peoples State Bank also offers a business Visa credit card, as well as traditional banking products such as loans and deposit accounts.

Find all of the major credit cards available by simply clicking on this FREE link!

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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