Peoples State Bank Visa Gold Credit Card

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Peoples State Bank Visa Gold Credit CardWith two different options for a personal credit card, Peoples State Bank most likely has the right card for you. The Visa Gold card offers an extremely low annual percentage rate along with many other benefits that can not only help you save money, but also provide you with the buying power you may need.

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The Peoples State Bank Visa Gold credit card is designed for people with excellent credit. Obtaining approval for the card depends on how high of a credit score you have.

Other Cards Available through Peoples State Bank

The other card offered by Peoples States Bank is the Visa Classic credit card. While it offers similar benefits, it does carry a higher annual percentage rate. If you apply for the Visa Gold and are not approved, you may wish to apply for the Visa Classic card instead. And while these are the only personal cards available through Peoples State Bank, there is also a Visa Business card available if that better fits your needs.

Fees and Interest Rate for the Peoples State Bank Visa Gold Credit Card

The annual percentage rate for the Visa Gold card from Peoples State Bank is an extremely low 8.9%. This is also the interest rate on purchases and cash advances, so if you have another credit card with a large balance and high interest rate, you may want to consider transferring it to your Visa Gold card from Peoples State Bank.

While some banks and credit card companies still offer promotional rates on balance transfers, the number of credit cards that still offer zero percent seems to be declining.

The 8.9% balance transfer rate from the People State Bank Visa Gold Card is a fixed rate, and will not change due to market fluctuations.

Visa Gold Card from Peoples State Bank Benefits

The Visa Gold Card offers many benefits, including assistance with travel reservations, discounts on car rental, medical and other assistance while traveling, and fraud protection in case your card is lost or stolen. According to an article on SuperPages, fear of credit card theft is a big concern for Americans who use credit cards.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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