With two different cards to choose from, PeoplesChoice Credit Union offers one of the credit card industry’s only zero fee credit cards to its customers. The PeoplesChoice Credit Union Visa Classic and Visa Platinum cards both offer a low annual percentage rate along with no annual fee, overdraft fee, late payment fee, or credit card balance transfer fee. They even have no international purchase fee.
You have found the perfect place to look at different credit card rates. Just click here for FREE to get started!
While this review will focus on the Visa Classic card, the Platinum card offers many of the same benefits but also comes with a rewards program. If you are interested in building up points towards rewards, consider applying for the Platinum Card.
Annual Percentage Rate of the PeoplesChoice CU Visa Classic Credit Card
The interest rate for the PeoplesChoice Credit Union Visa Classic credit card is a low 9.9% variable rate. Additionally, PeoplesChoice CU offers a balance transfer special where you can save on your credit card with a 0% interest rate for the first six months after you transfer a balance onto your Visa Classic card.
Despite the economy, many consumers are using their credit cards less and less each year, according to a recent online article by MyFox Los Angeles that claims that student loan debt has now passed the total credit card debt in the United States.
Additional Products and Services for PeoplesChoice CU Members
In addition to offering two low-cost, high-benefit credit cards, PeoplesChoice also has many different loan and banking products available to its customers. Some of these include mortgages, auto loans, certificates of deposit, personal loans, checking accounts, life insurance, and investment services.
PeoplesChoice Credit Union is located in Maine, and operates five different branches throughout the state.
In order to apply for a credit card or any other banking product, it is recommended that you visit one of the branches.
However, if you would like to apply for a credit card, you are able to download a card application from the website and bring it into a branch when completed.
There are many credit card offers available. Click here to find some near you for FREE!
- PeoplesChoice Credit Union Visa Platinum Preferred Credit Card
- First Community Credit Union Visa Classic Secured Credit Card
- MAX Credit Union Visa Classic Credit Card
- Hiway Federal Credit Union Visa Classic Credit Card
- Adirondack Trust Company Visa Classic Card
- MECU of Baltimore Visa Classic Credit Card
- MAX Credit Union MasterCard Classic Credit Card