If you’ve been looking for a credit card that offers a low annual percentage rate, a generous rewards program, and no fees, you might have had a difficult time finding the right card. However, the PeoplesChoice Credit Union Visa Platinum Preferred credit card offers all of those benefits and more, and has the complete backing of a solid financial institution that features many different banking services.
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The PeoplesChoice Credit Union Visa Platinum Preferred card is reserved for individuals with excellent credit, including no bankruptcies, foreclosures, or repossessions. In fact, if you have been late with credit card payments in the past, you will most likely not qualify for the preferred card. However, PeoplesChoice also offers a Visa Classic card for individuals with solid but not perfect credit.
Rates and Fees with the PeoplesChoice Credit Card
The Visa Platinum Preferred credit card offers a low annual percentage rate of just 9.9%.
In addition, there are no fees associated with the card, which means if you can pay off your balance each month in full, the card will cost you nothing to own.
There is no annual fee, no late fee, no balance transfer fee, no cash advance fee and even no foreign transaction fees. This can save you hundreds of dollars each month in fees compared to other credit cards. And even if you carry a balance on your credit card, the 9.99% annual percentage rate is significantly lower than the national average.
Consumers are spending more freely on their credit cards, according to a recent Huffington Post article. In fact, the amount of total debt charged in 2011 was more than $48 billion.
Rewards Program for the PeoplesChoice Credit Card
For every dollar that you spend with the PCCU Preferred Visa Platinum card, you earn one bonus point. Once you reach 22,500 bonus points, you will automatically receive a free airline ticket. In fact, for as little as 1,300 points, you can start receiving gifts and merchandise.
Compare the different credit cards and credit card rates by just clicking on the FREE link!
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