Among the many UMB affinity credit cards designed to help non-profits is the Performance Equine Rescue credit card which is a Network Visa Platinum Rewards card. The card benefits the horse advocacy and rescue organization known as the Performance Equine Rescue Network (PERN), based in Greenwood, California. The organization rescues horses from racetracks, feedlots, and the PMU industry.
You can help support horses at risk by applying for, and using, the Performance Equine Rescue credit card for your regular purchases and for paying bills. UMB will make a $50 donation to PERN with every new, approved application, and ongoing additional contributions based on the total amount of monthly transactions charged to your card. Compare credit card offers for other causes you believe in now!
When applying for this card you may choose one of five designs; four featuring various photographs of live horses and the fifth featuring five illustrations of various horses and riders in different colors. To apply for the Performance Equine Rescue credit card, simply visit the PERN web site or UMB’s CardPartner web site.
Performance Equine Rescue Credit Card Benefits and Perks
As a Visa Platinum product, the card is a bonus points rewards credit card enabling cardholders to earn points toward airline travel, cash back, merchandise, and gift certificates. Standard Visa Platinum benefits are included with this card, like 24-hour customer service and account access, travel accident insurance, auto rental collision waiver, zero-liability of fraud protection, and more.
The Visa branding means the Performance Equine Rescue credit card is usable online as well as at stores, shops, entertainment venues, and anywhere else in the world Visa is accepted. Furthermore, cardholders have access to cash advances any ATM that is part of the Visa network.
Performance Equine Rescue Credit Card Rates and Fees
The Performance Equine Rescue Credit Card provides for a six-month introductory interest rate on purchases, but not balance transfer credit card activity. At 0%, the introductory rate is raised to the standard rate of 12.99% for all purchases and is variable based on the Prime Rate. For balance transfers, one of two interest rates is applied. 12.99% is applied to balance transfers treated as purchases; 16.99% to those treated as cash advances.
Cash advances are subject to an APR of 16.99%, while the penalty rate is listed at 21.75%. There is no annual fee and no fee for exceeding credit limit. However, late payments and returned payments are subject to a charge of up to $35.00. Compare other credit card offers now!
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