The Pinnacle Bank Visa Classic line of credit cards comes in two varieties. The no-fee version has a slightly higher interest rate; however, the fee schedule is exactly the same. The Pinnacle Bank Visa Classic credit card with an annual fee does not give cardholders access to any additional perks or rewards. Information on credit criteria is only available to consumers that apply for a credit card.
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Based in Nebraska, Pinnacle Bank has an “A+” rating from the Better Business Bureau. Offering several different types of credit cards, Pinnacle Bank accepts applications online and in person. Besides offering credit cards with low interest rates, Pinnacle Bank charges its cardholders few fees. Mortgages, car loans, and personal lines of credits are also offered to accountholders and consumers through Pinnacle Bank.
Pinnacle Bank Visa Classic Credit Card Details
Consumers that are approved for the no-fee Pinnacle Bank Visa Classic credit card pay 15.96% interest on all purchases, balance transfers, and cash advances. No fees are charged to cardholders that make habitual late credit card payments or go over their credit limit.
The Pinnacle Bank Visa Classic card comes with an annual fee has a standard 15.6% interest rate.
The annual fee on this personal credit card is $15. No default interest rate for delinquent accountholders is applicable. Authorized users over the age of 16 can be added onto Pinnacle Bank Visa Classic credit card accounts, with some limitations.
Pinnacle Bank Visa Classic Credit Card Terms
If you decide to pay your Pinnacle Bank Visa Classic credit card bill over the phone, Pinnacle Bank will assess a $10 payment processing fee. This charge can be avoided by either mailing in your payment, or by accessing the Pinnacle Bank online portal.
The cost to replace a damaged, stolen, or lost credit card at Pinnacle Bank is $20. Every billing period lasts for 25 or more days, and no interest fees can be assessed during this time. Credit card transactions completed while overseas are billed at 1% interest.
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