PNC Bank has branches throughout the United States, which helps to make the PNC Bank, National Association Visa CashBuilder one of the most versatile credit cards on the market. With a cashback incentive and a number of other member privileges, this credit card can payout more than $1,000 in rewards to cardholders each year. Although having a bank account is not a prerequisite of approval for the credit card, maintaining select accounts will make you eligible to get even more bonus offers.
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A membership with the Better Business Bureau was first established by PNC Bank in the mid-1920s. In total, PNC Bank has more than 2,000 locations where consumers can apply for credit cards, check up on the status of pending applications, and request customer assistance regarding their accounts.
PNC Bank Visa CashBuilder Credit Card Terms
Designed to give cardholders more in terms of cashback rewards, the PNC Bank Visa CashBuilder credit card earns cash at a 1.25% interest rate.
Cardholders with one of PNC Bank’s two premium checking accounts are able to earn cashback rewards at 1.5% and 1.75% interest respectively.
The PNC Performance checking account and the PNC Performance Spend Virtual Wallet can be used to get cash back on the PNC Bank Visa CashBuilder credit card at 1.75% APR. The PNC Performance Select earns cash rewards at 1.5%.
PNC Bank Visa CashBuilder Details
Interest charges on the PNC Bank Visa CashBuilder line of credit cards can range between 12.99% and 20.99%. Return payment fees and late payment charges are the same, at $35 each. Your standard interest rate will probably be the same as your balance transfer interest rate, but the APR for cash advances is 21.99% for all cardholders.
Purchases made via overseas retailers are financed at 3% APR. Additional processing fees for credit card cash advances start at $10, but they can also be calculated at 4% interest. For balance transfers, this fee is 3% APR or $5. The penalty interest rate charged to PNC Bank Visa CashBuilder credit card accountholders is 28.99%.
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