Polish & Slavic Federal Credit Union Platinum Credit Card

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Polish & Slavic Federal Credit Union Platinum Credit CardThis Platinum Visa card is the highest level of credit card offered to members of the Polish & Slavic Federal Credit Union. This card is reserved for people with very high credit scores and higher-than-average annual incomes. The credit limit for this card is the highest of all the cards available through the credit union and the interest rate is the lowest.

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The only way for someone to reach the level to qualify for a Platinum Visa credit card is for them to be very conscious of their credit score and the way they use their money. Even if someone earns over $100,000 a year, if they do not spend that money wisely and do not practice good habits with their credit cards, they might still not qualify for a good card with low interest rates. The Smart Money financial advice website has many resources for people that want to learn the right and wrong ways to handle their money.

Polish & Slavic Federal Credit Union Platinum Credit Card Rates and Fees

The lowest interest rate for this platinum credit card from the Polish & Slavic FCU is 9.9%. The cardholder might have to pay a bit more in interest, depending on their credit score. This rate applies to purchases, balance transfers, and cash advances.

There is no annual fee, balance transfer fee, or cash advance fee at this time for this card. The cardholder could potentially have a credit limit of up to $30,000. The credit limit for this credit card is determined by the cardholder’s annual income and credit history.

More about the Polish & Slavic Federal Credit Union

This credit union has a very interesting and special history.

The Polish & Slavic Federal Credit Union was formed in 1976, and was designed to help Polish and Slavic immigrants in New York City who were being turned down by banks.

The banks were reluctant to give mortgages and other types of loans to people that had no credit history.

Today, this credit union has more than 70,000 members and has spread from New York to other cities such as Chicago.

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