A Visa Gold card is the mid-level credit card that bridges the gap between the Visa Classic credit card and the Visa Platinum credit card, both offered by the Polish & Slavic Federal Credit Union. The Gold card is a common choice for someone that has a more established credit history, but does not have an annual income or credit score quite high enough to get a good rate on the Visa Platinum card.
The best way for someone to increase their credit score to qualify for a higher-level credit card is to make sure they are handling any debt they have responsibly.
The best way to do this is to pay down debt quickly and to make sure that credit card and other loan payments are never late.
The financial advice website of Suze Orman offers a free set of financial tools such as a debt eliminator, an expense tracker, and a compound interest forecaster.
Polish & Slavic Federal Credit Union Visa Gold Credit Card Rates and Fees
The interest rates for this credit card start at 11.9% and go up from there. The interest rate that a cardholder ends up with for balance transfers, cash advances, and purchases is ultimately determined by their credit score.
Their credit score and annual income will determine the card’s credit limit. The highest limit available for this card is $20,000. There is no annual fee or cash advance fee for this card.
Polish & Slavic Federal Credit Union Visa Gold Credit Card Perks
There are many advantages that come with having a Visa credit card. The most obvious advantage is that Visa is probably the most recognized and most popular credit card company in the world, so no matter where someone is, they should be able to use their credit card.
This Polish & Slavic Federal Credit Union Visa Gold card also gives the cardholder free insurance coverage. The cardholder will have free car rental insurance and $500,000 worth of travel accident insurance. They will also have access to special emergency and travel services. This card also gives the cardholder an option to enroll in a rewards program.
Look through offers for more gold credit cards for FREE and to find out what makes them different than other credit cards!
- Polish & Slavic Federal Credit Union Platinum Credit Card
- Polish & Slavic Federal Credit Union Visa Classic Credit Card
- Polish & Slavic Federal Credit Union Visa Secured Credit Card
- Langley Federal Credit Union Gold MasterCard Credit Card
- AMOCO Federal Credit Union Visa Gold
- Watermark Credit Union Visa Gold Credit Card
- American Heritage Federal Credit Union Gold MasterCard