If you like to travel, then using a travel credit card is an excellent way to earn points for free travel. If you’re a member of the Premier America Credit Union, you have the option of choosing their MasterCard Premium Travel credit card to earn travel points.
If you’re not experienced using travel credit cards, look here for FREE credit card travel tips!
In order to apply for the Premier America CU MasterCard Premium Travel credit card, you will have to become a member of the credit union. If you live or work in Houston, Texas, or in several counties in California, then you can apply for membership. In addition, if you’re related to someone who’s already a member, you can apply for membership no matter where you live.
Premier America Credit Union MasterCard Premium Travel Credit Card Rewards
This program allows you to earn travel points for every dollar that you spend, but you can only earn a maximum of one point per $1. You can purchase travel on a MasterCard-sponsored website and receive a discount on that travel while still earning points for your purchase. As with any rewards credit card, in order to earn points you do have to purchase your travel with this credit card.
Premier America Credit Union MasterCard Premium Travel Credit Card Terms
Although Premier America Credit Union says on its main website that there’s no annual fee for this MasterCard, when you look at the card’s terms and conditions, there is an annual fee of $35. These kind of discrepancies make it extremely important that you always read a credit card’s terms and conditions.
According to the Credit Card Rules from the Federal Reserve, only the information contained in your terms and conditions is the legal information. If you go by what you find on the website, you cannot contest any fees based on that information.
The APR for the Premier America CU Travel credit card will range from 9.5% to 17%.
In addition to the annual fee, there is a foreign transaction fee of 1% and an ATM fee of 3% or $3.
There is a penalty credit card interest rate that applies if you’re 30 days late on a payment. The penalty APR will not exceed 10% over your current interest rate.
Premier America Credit Union MasterCard Premium Travel Credit Card Verdict
This MasterCard offers some nice benefits, but it isn’t anything special. If you’re in the market for a travel credit card it will benefit you to compare credit card offers so you get the best deal.
We can help you find other travel credit card offers for FREE using the credit card finder tool above!
- Premier America Credit Union MasterCard Standard Credit Card
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