As far as secured credit cards go, the Premier America CU MasterCard Secured Standard card provides credit cardholders with one of the lowest interest rates in the business. This credit card has all of the features that poor credit consumers need, combined with a few added perks. Cardholders have 14 calendars days before they can be charged credit card late fees and, even then, the charge will be no more than $15.
Premier America Credit Union MasterCard Secured Standard credit cards are secured with a savings account deposit. Because credit lines on this secured credit card can range from $300 to $5,000, at least this amount must be maintained in your Premier America Credit Union savings account at all times. Judging from Premier America Credit Union’s “A+” rating from the Better Business Bureau and relatively few complaints, it can be assumed that there is a high level of satisfaction among this credit card’s holders.
Premier America CU MasterCard Secured Standard Credit Card Interest
With a fair credit rating, you may not pay in excess of 12.15% interest on the Premier America CU MasterCard Secured card.
Even consumers with multiple marks on their credit pay 19.15% APR, at the most.
Cardholders don’t pay an annual fee, but there may be activation charges.
Premier America Credit Union charges a 27.15% penalty interest rate on all of its credit cards. If applicable, your account will not become eligible for the standard interest rate until after six on-time payments have been received and processed.
Premier America CU MasterCard Secured Standard Credit Card Options
Offering similar terms to the Premier America Credit Union MasterCard Standard, this secured credit card can quickly be graduated to an unsecured card. This credit card cannot be customized, but replacement cards can be ordered for a small fee.
Cardholders may also request a credit limit increase when they are prepared to increase their deposits. Premier America Credit Union can increase credit limits up to the amount of $5,000 per individual account.
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- Premier America Credit Union MasterCard Standard Credit Card
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- Premier America Credit Union Visa New Generation Credit Card
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