With the Premier American Credit Union MasterCard Standard credit card, you are guaranteed a credit line of at least $1,000 if your application is approved. Premier America Credit Union credit cards come with no annual fees and interest rates that fall well below 20%. Membership at this credit union is available to residents, workers, and students living in the greater Los Angeles area.
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If you qualify for membership or have a relative that is already a member, you can apply for the Premier American CU MasterCard Standard online. Free travel insurance and other perks are provided to current Premier American CU MasterCard Standard cardholders. Premier America is also a member of the National Credit Union Association.
Premier America CU MasterCard Standard Credit Card Benefits
While the $1,000 minimum credit limit is standard on the Premier American Credit Union MasterCard Standard card, you can actually get up to $7,500 in available credit. Interest is charged only after the grace days have lapsed and when the full balance is not satisfied.
Applicants will either be approved for the Premier American CU MasterCard Standard, or be directed to apply for the Premier American CU Secured Standard MasterCard.
This secure credit card has similar credit line limitations, but is backed by money in a bank account with the Premier America Credit Union.
Premier America CU MasterCard Standard Credit Card Restrictions
Only consumers that are members of, or affiliated with, the Premier America Credit Union can be considered for the Premier America Credit Union MasterCard Standard credit card. A penalty interest rate of 27.15% can be applied if you are late making payments for any reason. Cardholders are given 14 grace days before a $15 late charge can be applied to their accounts.
Premier America Credit Union MasterCard credit cardholders will be assessed $10 in over-the-credit-limit charges if they spend more than is available to them. Foreign transaction fees in the amount of 1% interest are applied to all overseas purchases. The APR is variable, so your interest rate could change for reasons seemingly unrelated to your banking relationship with Premier America Credit Union.
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- Premier America Credit Union MasterCard Secured Standard Credit Card
- Premier America Credit Union MasterCard Premium Travel Credit Card
- Premier America Credit Union MasterCard Student Credit Card
- Premier America Credit Union MasterCard Secured Platinum Credit Card
- Premier America Credit Union MasterCard Platinum Credit Card
- Premier America Credit Union Visa New Generation Credit Card
- Premier America Credit Union Visa Classic Credit Card