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Premier America Credit Union MasterCard Student Credit Card

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Premier America Credit Union MasterCard Student Credit Card The Premier America Credit Union MasterCard Student credit card is not available to all students, but all qualifying residents of Los Angeles county are invited to apply. Credit lines of $500 to $2,000, and interest rates of 8.9% to11% APR come with the Premier American CU MasterCard Student card.

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Young consumers generally have little credit history; however, requesting a free credit report will let you know exactly what your score is. If you don’t have enough accounts on your credit report, you can apply for the Premier America CU MasterCard Student credit card with a guardian, a parent, or another responsible adult as your credit card co-signer. This student credit card’s low interest rates and moderately sized credit lines make it easy for inexperienced consumers to gain financial knowledge.

Premier America CU MasterCard Student Credit Card Fees

While the Premier America Credit Union MasterCard Student card can be a great starter credit card for youths, a diligent repayment schedule must be maintained in order to avoid costly fees.

You can lose access to the 8.9% variable interest rate and pay a higher default rate of 27.15% interest if you send off just one of your payments late.

Going over your Premier America CU MasterCard Student credit card limit will cause your account to be assessed a $10 charge. This delinquency must be satisfied before the close of the next billing period or you risk having to pay additional fees.

Premier America CU MasterCard Student Credit Card Incentives

All Premier America Credit Union MasterCard Student cardholders pay 8.9% APR on purchases for six billing periods. Accountholders that are able to keep their Premier America CU MasterCard Student accounts in good standing may become pre-qualified to receive other credit cards from Premier America Credit Union.

The Premier America Credit Union MasterCard Student credit card has no annual fee and no application charges. Balance transfers and cash advances are calculated at no more than 11% interest. Technically, there are no age restrictions on this credit card, but you do need to be enrolled at a Los Angeles school to be approved.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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Less than $2,500 More than $2,500
Always Never Sometimes