If you use a credit card for most of your everyday purchases, as well as to purchase airline tickets and other big ticket items, you want to find and use a credit card that rewards you for making those purchases. The Randolph Brooks Federal Credit Union (RBFCU) MasterCard Gold Cash Back credit card gives you a percentage of cash back on every purchase, offering you an immediate savings and discount every time you use the card.
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RBFCU also offers two other credit cards, the Platinum Preferred Rate MasterCard and the Platinum Rewards MasterCard. In addition, RBFCU also offers its customers access to all of the traditional banking services, such as checking accounts, insurance products, investment services, personal and auto loans, mortgages, and home equity loans.
Rates and Fees for the RBFCU Gold Cash Back MasterCard Credit Card
The annual percentage rate of the Gold MasterCard from RBFCU is a low, fixed rate of just 9.7%. In addition to this relatively low fee, RCFCU also does not charge an annual fee for the credit card, nor are there any balance transfer and cash advances fees associated with the card.
If you are new to the responsibilities that go along with the ownership and use of credit cards, utilize the Better Business Bureau website for a variety of tips and advice about credit and credit cards. Getting a credit card is a big step, and it is vital that you are educated properly.
RBFCU Gold Cash Back MasterCard Credit Card Benefits
With each purchase that you make with the Gold MasterCard, you can earn up to 1% cash back.
This means that, if you use your card for many of your purchases and charge $25,000 in a year, RBFCU will send you a check for $250 in November.
The reason the credit card’s cash reward is paid out once a year in November is to assist with holiday shopping.
You also have the ability to access your account 24 hours a day online, coverage of up to half a million dollars in travel accident insurance, and free insurance for auto rentals when you use your credit card.
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