If you are in the market for a simple, easy-to-use credit card with no frills but one of the lowest annual percentage rates available today, the Randolph Brooks Federal Credit Union Platinum MasterCard has the features for which you are looking.
There are many offers available for credit cards. Be sure to utilize a search process that is fast and FREE, like the one here on this page!
In addition to the MasterCard Platinum Preferred Rate card, RBFCU also offers a Platinum Rewards MasterCard and a MasterCard Gold Cash Back card. RBFCU also offers basic banking services, such as deposit accounts, personal and auto loans, mortgages, investments, and insurance.
Interest Rate and Fees for the Platinum Preferred Rate MasterCard from RBFCU
The annual percentage rate for the RBFCU Preferred Rate MasterCard is a variable rate that can be as low as 5.7%. This makes carrying a balance from month to month more affordable than on a credit card with a higher interest rate.
There is no annual fee charged for the credit card, as well as no balance transfer and cash advance fees.
In fact, with such a low annual percentage rate, a balance transfer from a card with a much higher interest rate and large balance could save you money over the long term.
However, be careful not to simply transfer a high balance from one credit card to another without closing the original account. If you do not close it, you run the risk of running up two large balances instead of just one.
If you are looking for ways to save money, or searching for tips and tricks on how to make your dollar go farther, visit the CNN Money Personal Finance website.
RBFCU Preferred Rate MasterCard Benefits
The Preferred Rate MasterCard from RBFCU utilizes the low annual percentage rate as the main benefit of the card, but it has some other benefits as well. Certain purchases can earn a 2% reduction on your interest rate, and you can receive multiple discounts from certain retailers.
In addition, using the card automatically qualifies you for travel insurance and auto rental insurance coverage.
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