This personal credit card has a slightly lower APR than other cards in its class, but the RBS Citizens MasterCard Platinum card also comes with numerous supplementary benefits. Because this card comes with a variable APR, it is a good idea to read this guide to getting more credit card benefits from the Federal Reserve to understand more. Find out what criteria you must fulfill in order to get the lowest interest rate offered on the RBS Citizens MasterCard Platinum and reap even more rewards.
Get more tips to help you get a credit card at the FREE credit card chaser website!
Cardholders are given access to online account management with the RBS Citizens, N.A. MasterCard Platinum credit card from the first day they have it. Features such as online billing and statement review, as well as the ability to edit personal details and request credit limit increases, are available to all users.
RBS Citizens MasterCard Platinum Credit Card Terms
Three different interest rates are set for RBS Citizens MasterCard Platinum cardholders, dependent on their credit scores and similar factors. An APR of 18.99%, 16.99%, or 13.99% will be determined at the time of application, but this rate can change in the future.
The default APR is 29.99%.
Balance transfer interest rates are also variable. New accountholders qualify for the 0% introductory rate on balance transfers, which is valid for 12 billing cycles on the new credit card. Once expired, balance transfer interest rates are normally calculated at the same rate as standard purchases.
RBS Citizens MasterCard Platinum Credit Card Benefits
Billing periods are set at no less than 27 days. No fees are charged if accounts go over their spending limits, or if a payment is returned. Yearly credit card fees are not collected on the RBS Citizens MasterCard Platinum credit card. Introductory interest rates are offered to all new RBS Citizens MasterCard Platinum applicants.
Cardholders needing emergency roadside assistance can get help at no additional charge. Credit card membership benefits also include travel coverage that provides accountholders with financial assistance when their luggage is lost, and when their subsequent travel plans are delayed.
Visit the FREE credit card comparison tool for more information on credit card rates!
- RBS Citizens, N.A. MasterCard Platinum CashBack Credit Card
- Citizens Bank Accelerator Rewards Platinum MasterCard
- Palmetto Citizens Federal Credit Union Visa Platinum Credit Card
- Georgia’s Own Credit Union Visa Platinum Credit Card
- First Citizens Bank and Trust Visa Business Credit Card
- First Citizens Bank Credit Card
- Vantage Credit Union Visa Platinum Credit Card