ReadyDebit, which is owned by the Ready Financial Group, has an “A+” rating with the Better Business Bureau. There are only a few fees that ReadyDebit Platinum Visa Prepaid cardholders have to worry about, which may be why so many customers only have good things to say about the issuer.
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A short credit card application must be completed before you can be approved for the ReadyDebit Platinum Visa Prepaid, but there are no other qualifying criteria. There are several convenient ways that you can add money to your ReadyDebit Platinum Visa Prepaid account, and you will never pay a fee for putting cash on your card.
ReadyDebit Platinum Visa Prepaid Card Fees
Many prepaid credit cards and debit cards come with convenience fees, but the ReadyDebit Platinum Visa Prepaid card is different.
Account holders are responsible for paying a $14.95 monthly service charge, but they will not have to keep their accounts at a minimum balance.
In fact, ReadyDebit Platinum Visa Prepaid cardholders won’t pay even if their accounts become overdrawn.
However, you will pay between $2 and $5 in cash withdrawal convenience fees. Up to $2,500 can be requested from a bank teller in a 24-hour period, but you will be charged $5 per instance. An ATM convenience fee of $2 will be applied when you take out cash.
ReadyDebit Platinum Visa Prepaid Card Benefits
The following list details all of the advantages that ReadyDebit Platinum Visa Prepaid cardholders can enjoy.
- Get Your Premium Benefits
- Exclusive Rewards Program
- Free Credit Score Tracker
- Free Online Bill Payment & Check Writing
- Free Direct Deposit – paycheck, benefits, tax refunds
- No Credit Check, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
Since cardholders do not have to maintain a minimum balance or pay account overdraft charges when they become overdrawn, it is easy to track exactly where all of your money goes. Additionally, accountholders can view all of their charges conveniently online and see exactly how much money they currently have available on their credit card balance.
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