The ReDirect Guide credit card is a Visa offered through ShoreBank Pacific. ReDirect Guide publishes a green business directory and resource guide annually. These publications are offered to the public at no charge.
When a cardholder opens up an account, $30 is donated to ReDirect. In addition, 1.4% of transactions made after that point are donated to ReDirect and Sustainable Travel International.
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Sustainable Travel International is a non-profit organization that offers programs to travelers and businesses to protect the environment. This organization is also involved in promoting economic development and preserving cultural heritage.
ReDirect Guide Credit Card Features
The Annual Percentage Rate (APR) for this card ranges from 9.99-15.99%. The rate that an individual customer is charged depends on his or her creditworthiness at the time of application. The APR is a variable one, and changes along with the prime rate. An introductory APR of 0% applies to new accounts for the first six months after opening.
Cash advance credit card transactions are available with this card, and they are subject to a 21.99% interest rate. The penalty APR with this card is 24.99% and is applied to customers who go over their limit, make a payment late or have a payment returned.
The grace period for this card is 25 days. During this time, no interest is charged on purchases. Customers can avoid paying any interest by making a payment during this time.
ReDirect Guide Credit Card Benefits
Not only does a certain percentage of every purchase go toward promoting climate change, but cardholders are also supporting ShoreBank Pacific. This is the first bank in the United States that is focused on community development and sustainability.
Cardholders also qualify for affinity credit card discounts from participating green businesses when they use their card. Businesses advertising in the ReDirect business directory are all participating in this program.
ReDirect Guide Credit Card Helps Prevent Climate Change
Since this program was launched, cardholders have helped to eliminate 255 metric tons of CO2. This is the same as eliminating 47 cars from the road or the amount of electricity used in 35.4 homes. Compare this and other online credit card offers now!
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