The Regions Bank credit card offers customers reward points on purchases and fraud protection besides. This card is part of the WorldPoints program and it offers those who use it several options for rewards.
Regions Bank offers its customers stability and knowledgeable representatives that can help them obtain the right financial products and services for their needs. Get more credit card offers now!
With its dedication to customer service, it’s no surprise that Regions Bank offers a credit card to its customers. This product offers reward points, as well as other benefits.
Regions Bank Credit Card Features
New cardholder can take advantage of an introductory Annual Percentage Rate (APR) of 0% for the first seven billing cycles after their account is opened. After the introductory period has passed, the standard APR for customers is set to between 12.99-20.99%. The actual rate charged depends on the applicant’s creditworthiness when they request the card. The APR for cash advance credit card transactions is 24.24%.
The grace period for new purchases is 25 days. Customers can avoid paying interest on purchases by paying for them in full during this time. There is a minimum amount charged for interest with this card, and that is $1.50.
The late fee for this card can be up to $35. The amount charged for a return payment is $25.
Customer service representatives are available on a 24/7 basis to answer questions or deal with cardholders’ concerns promptly. Fraud protection is available and any unusual activity on the account is reported to the Bank.
Regions Bank Credit Card Benefits
One point is awarded for each dollar that a cardholder spends using it. There is no limit to the amount of rewards credit card points that a customer can collect.
Points can be redeemed starting at the 2,500 mark. Cardholders can choose to take their rewards in cash back credit card benefits, and the funds can be direct deposited into the customer’s checking account.
Regions Bank Credit Card Offers Travel Insurance and Concierge Service
Customers who choose this card also get Common Carrier Travel Accident Insurance when they open an account. They can also access MyConcierge service, which is a personal assistant service. Find even more credit cards now!