At one time, a Rivermark Community Credit Union Visa Classic credit card may have been offered to credit union members, but this particular card is no longer available. Rivermark Community Credit Union does offer three other credit cards that should appeal to a wide range of consumers.
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The Rivermark Community CU Visa Platinum line of credit cards comes in two different versions. The standard credit card has the lowest interest rate, while the rewards credit card provides the most benefits when you don’t need to carry a large revolving balance. USA Today reports that some credit card issuers have balance transfer programs that help consumers to save money, which may have also been applicable to the Rivermark Community CU Visa Classic credit card.
Rivermark Community CU Visa Classic Interest and Fees
Exact information on Rivermark Community Credit Union Visa Classic interest rates is not available, but there are a few fees that are the same on all cards. Late fees are assessed on all credit card accounts that go seven or more days past due.
Accountholders can’t be charged more than $25 in current late charges in a single billing period.
The foreign transaction fee is set at 1%. None of the other Rivermark Community Credit Union credit cards have a default interest rate, so it is safe to assume that no penalty APR was applicable on the Rivermark Community CU Visa Classic credit card.
Rivermark Community CU Visa Classic Benefits
All standard Visa credit cardholder protections were featured on the Rivermark Community CU Visa Classic, including 0% liability coverage and emergency travel assistance. Online credit card billing options are also given to cardholders that prefer to make payments on the Web.
Rivermark Community Credit Union does not normally charge cardholders extra balance transfer or cash advance fees. Only interest fees and third-party convenience fees can be applied to cash advances initiated at a third-party financial institution, or because the authorized user made a balance transfer in the previous month.
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- Rivermark Community Credit Union Visa Classic Secured Credit Card
- Rivermark Community Credit Union Visa Gold Credit Card
- Rivermark Community Credit Union Visa Platinum Credit Card
- Rivermark Community Credit Union Visa Platinum Rewards Credit Card
- First Community Credit Union Visa Classic Basic Credit Card
- Reliant Community Federal Credit Union Visa Platinum Credit Card
- Cornerstone Community FCU Visa Classic Credit Card