Rivermark Community Credit Union Visa Classic Secured Credit Card

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Rivermark Community Credit Union Visa Classic Secured Credit Card This secured credit card has a low enough APR for it to qualify as a low interest credit card. The Rivermark Community CU Visa Classic Secured card can be used to build positive credit history without putting the cardholder at risk of accumulating too much debt. The My Credit Union website also includes credit debt repayment strategies and total interest repayment examples so that you can identify great credit card rates.

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To qualify for the Rivermark Community Credit Union Visa Classic Secured credit card, you need to have an active account that is in good standing with Rivermark Community CU. Since there are no credit restrictions, you will simply need to submit an application and have the required deposit amount on hand.

Rivermark Community CU Visa Classic Secured Credit Card Restrictions

The Rivermark Community CU Visa Classic Secured card can’t be used to request a balance transfer. Cardholders cannot go over the limit, but they can ask for a credit limit increase. If granted, more money must be deposited into the account used to secure the Rivermark Community Credit Union Visa Classic Secured credit card.

Only one design is being offered at the present time.

While Rivermark Community Credit Union doesn’t require an annual fee, new cardholders may need to pay multiple fees to setup their credit card accounts.

Rivermark Community CU Visa Classic Secured Credit Card Details

Only one interest rate is charged to Rivermark Community Credit Union Visa Classic Secured accountholders. The 10.9% APR applies to everyday purchases, and additional fees can also be assessed when on-time payments are not received. Billing periods are 25 calendar days long and seven grace days are given before late fees begin to accumulate.

If a monthly credit card payment made to Rivermark Community Credit Union is returned, the party responsible may need to pay a $25 returned check charge. The finance charge for all purchases is the same at 10.9%, but an additional 1% interest fee will be applied to all purchases made while the cardholder is using the credit card in another country.

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