The Rivermark Community Credit Union’s approach to customer service is decidedly refreshing, which is what makes their line of Visa credit cards even more exciting. The Rivermark Community CU Visa Platinum Rewards credit card has a higher APR than the other personal credit card offered by Rivermark Community CU, but it also comes equipped with the UChoose Rewards program.
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A member of the California Credit Union League, Rivermark Community Credit Union also qualifies as a small financial institution. Because only a small number of consumers are served, more personalized customer assistance can be offered to its membership. In addition to the Rivermark Community CU Visa Platinum line of credit cards, there is also a secured credit card carried by this credit union.
Rivermark Community CU Visa Platinum Rewards Details
A total of $30,000 in available credit can be extended on your Rivermark Community CU Visa Platinum Rewards card. Balance transfers can be made online or via phone, and customers never pay any fees for this courtesy. You can transfer high interest credit card balances easily and you won’t have to wait weeks for the transactions to be completed.
Another big draw for cardholders is the UChoose Rewards program, which rewards enrollees at a 1:1 point ratio.
Late-paying accountholders are responsible for a $25 late payment fee, but only after the billing period and seven calendar grace days have passed.
Rivermark Community CU Visa Platinum Rewards Rates
The Rivermark Community Credit Union breaks down this credit card’s variable interest rate in terms of credit score. Consumers with what is considered to be “A+” credit will qualify for the lowest interest rate, which is 7.9%. Those with poor credit will pay the highest rate of 17.9%.
Similar to other low interest credit cards, a 1% foreign transaction fee will be applied to Rivermark Community CU Visa Platinum Rewards transactions originating outside of the U.S. Cardholders that pay late on a regular basis run the risk of having their interest rates increased, but there is no default APR.
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