Successful Robins Federal Credit Union Visa Platinum credit card applicants need to have a place of residence, go to work or school, or visit a church in a Georgia county covered by this financial institution. Additionally, minimum credit and income requirements need to be fulfilled prior to submitting your application. Those who are accepted can expect to pay approximately 9% to 18% APR for regular charges on the Robins FCU Visa Platinum card.
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Robins Federal Credit Union has been accredited by the Better Business Bureau and maintains its “A+” rating with fewer than two complaints per year, on average.
Cardholders have dozens of Robins FCU locations available to visit in person, as well as several alternative contact methods for resolving customer service issues.
Robins FCU Visa Platinum Credit Card Terms
There is a default interest rate on this personal credit card, but it can be waived once a positive repayment history is established for at least six billing cycles. You can request a replacement credit card from Robins FCU for $5, but delivery cannot be expedited.
A late payment made on the Robins Federal Credit Union Visa Platinum card usually results in a $25 late charge being applied to the balance. Returned payments assessed because of errors made on the part of the cardholder are also set at a fee of $25.
Robins FCU Visa Platinum Credit Card Benefits
Those that are approved may receive $25,000 in credit on the Robins Federal Credit Union Visa Platinum card. Both interest rates and spending limits on the credit card are set and calculated based on individual credit scores and in-house repayment practices. Cardholders that have been with Robins FCU for an extended period of time may also qualify for better interest rates.
Robins Federal Credit Union has a credit protection plan that accountholders may enroll in for an additional fee. Although many of the benefits included in this plan are already made available by way of federal law, consumers may benefit from its disability and life insurance features.
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