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Royal Caribbean Credit Card

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Royal Caribbean Credit Card The Royal Caribbean cruise line is one of the most popular in the world, which is why they decided to offer cruise lovers a credit card that rewards them for taking cruises. This Royal Caribbean credit card is the Bank of America Royal Caribbean Visa with the Royal Points reward program.

Royal Caribbean has been offering cruises since 1970. Although it was founded in 1968, it took them 2 years to get a boat into the water that they were sure would make their customers happy. Find more credit card offers now!

Since then, Royal Caribbean’s focus has been customer satisfaction and considering they have more than 2 million cruisers a year, they have had some success in this area. Royal Caribbean is the only cruise line that offers a low price guarantee.

Royal Caribbean Credit Card Overview

The Royal Caribbean Visa is a rewards credit card, however, reward points can only be used on Royal Caribbean experiences. This includes savings on cruises, onboard experience, upgrades and so on. When you make your first purchase using your Royal Caribbean Visa, you receive 15,000 Royal Points. These points can be redeemed for $150 onboard credit or cruise upgrades.

The reward features are one point for every $1 you spend when you aren’t on a Royal cruise and two points for every $1 you spend at Royal Caribbean. This includes purchase of cruises as well as onboard purchases.

This travel credit card also provides you protection when you pay for your travel related purchases with it. This includes travel accident insurance and lost luggage protection.

The APR for the Royal Caribbean credit card will be 12.99% to 20.99%. There is no penalty APR and there are no introductory offers for this card.

Royal Caribbean Credit Card Benefits

  • No annual fee
  • Earn reward points for cruises
  • 15,000 bonus Royal Points after first purchase
  • Low starting APR

Royal Caribbean Credit Card Bottom Line

While this is a great credit card, if you don’t take cruises very often, then this may not be the right card for you, especially since rewards can only be redeemed for cruise purchases. In addition, this card is for those of you with good to excellent credit.

Use our credit card chaser tool today to find more credit card options!

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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Less than $2,500 More than $2,500
Always Never Sometimes