If you are looking for a way to support the Rutgers University Alumni Association (RUAA) on a continual basis, then you might want to consider the Rutgers University Alumni Association Visa card from US Bank. For every purchase you make using your credit card, US Bank will donate a small percentage of money based on your purchase total to the RUAA.
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The RUAA is responsible for coordinating class reunions, maintaining the Rutgers alumni website as well coordinating the career services events. The money that you spend will allow for a donation to be made to support these programs and at no cost to you.
Rutgers University Alumni Visa Options
You can choose from four RUAA Visa credit cards. None of the available credit cards are bad credit credit cards or student credit cards, so you will have to consider other alternatives if either of these categories apply to you. These are low interest rate credit cards!
The four cards available are:
- Visa Signature Card
- Select Rewards Visa Platinum Card
- Cash Rewards Visa Platinum Card
- Visa Platinum Card
- Visa Signature Card
This is a rewards card with no preset spending limit. There is no annual fee and you earn 1 point for every $1 you spend. Points are unlimited and you can redeem your points for anything from travel to merchandise and everything in between.
Select Rewards Visa
This card offers the same benefits as the Visa Signature Card with one exception, your rewards are limited. You can redeem your rewards for merchandise, gift certificates and cash back options.
Cash Rewards Visa
With this card, you will earn 1% cash back for every purchase that you make. There is no annual fee and as a bonus, you will receive a $10 statement credit when you make your first purchase using your card.
Visa Platinum Card
This is the most basic of the cards available in terms of rewards, as there is none. However, this offers a higher credit limit option of $25,000 as well as no annual fee.
Terms of Rutgers University Alumni Visa
These are low interest rate credit cards, but this depends upon your credit score. The range for the APR will be 5.15% to 23.99% for purchases and balance transfers. There is a 19.24% to 25.24% APR for cash advances. There are no penalty APRs and no annual fees for any of these cards.
Verdict on Rutgers University Alumni Visa
These cards offer exceptional interest rates for those of you with excellent credit. However, US Bank has a slightly lower than average rating on the JDPower.com 2011 Credit Card Satisfaction Study, so this is something that you might want to consider.
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