If you haven’t heard of the Ryanair Rewards credit card by Santander Cards UK Limited, then you probably don’t live in the UK. The Ryanair Rewards MasterCard is only for UK residents. If you’re not a UK resident, you can look for online credit cards now!
Ryanair is an airline in the UK that flies their customers to 27 countries. They have 1400 flights a day and 44 locations from which they fly. They are known for getting you where you are going on time.
They have been providing flights in the UK and in surrounding countries since 1985. One of the things that they are best known for are having the lowest airfares around!
Ryanair Credit Card – What You Need to Qualify
In order to qualify for the Ryanair Rewards credit card, you need:
- To be a be a permanent UK resident
- To have lived in the UK for the last 12 months
- Have a UK bank account
- Have a UK mobile or telephone number
- Have good credit history with no defaults or judgments
- Be over 18 years old
- Must work at least 16 hours a week, live with someone who does, or receive retirement or disability pay
If you don’t meet all of these requirements, you won’t qualify for this credit card. You do need good to perfect credit to qualify.
Ryanair Credit Card – An Overview
The Ryanair credit card has an introductory offer of 0% APR for balance transfer credit card transactions for 12 months. Purchases will have an APR of 19.90% to 24.99%, depending on your credit score.
If you spend £100 in the first 90 days you have the card, Ryanair will reward you with one free flight. Spend £3000 in the next 6 months (after the first 90 days) and receive two additional bonus flights. Spend £3000 in the following 6 months and receive two more bonus flights for a total of five bonus flights!
You have 56 days to pay off your account balance before interest is applied to your account. Once you start accruing a balance on your card, interest accrues every month. If you pay off your total balance then the 56 day option is available again.
Ryanair Credit Card – The Bottom Line
The bottom line is that this card is only available to those that live in the UK. It has high interest rates, especially for those with good credit, although these are standard rates in the UK.
Find more online credit cards now!