This is a special type of rewards credit card that allows the cardholder to support the Aerospace Museum of California. As with any other rewards credit card, the cardholder can earn rewards points that they can exchange for things like free travel and gift cards, but they will also be able to support this very special museum. From 1% to 100% of the interest they pay on their credit card balance will go directly to the museum.
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Rewards credit cards are always a big draw for cardholders, but many people find themselves getting into more debt than they normally would in the pursuit of more points. If you do find that you have more debt than you are comfortable with, this article about managing debt from the Suze Orman website might be very helpful.
S.A.F.E. Credit Union Aerospace Museum Visa Rates
The interest rate someone with this credit card can expect to pay will depend completely on their personal credit score, credit history, and annual income. These factors determine the person’s creditworthiness.
The higher someone’s creditworthiness, the less they will be charged each month for interest.
The interest range for purchases, balance transfers, and cash advances for this card is 8.9% to 18.9%.
There is also a 23.9% penalty interest rate that the cardholder should keep in mind. Many credit cards have this type of penalty rate as a way to discourage cardholders from submitting payments late or having them returned for insufficient funds. The high rate will apply until the cardholder can make six consecutive minimum payments on time.
S.A.F.E. Credit Union Aerospace Museum Visa Fees
Like most credit union-issued credit cards, this card has fewer fees than a card issued through a bank. There is no balance transfer fee, no fee for going over the credit limit, and no annual fee. There is a 1% charge for all foreign transactions, as well as a 3% fee for any cash advances. The cash advance fee has a minimum charge amount of $10.
The fee for a returned payment varies by the at-cost amount, but will be no higher than $10. A late payment carries a maximum fee of $15.
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