This Gold Visa credit card is the middle-of-the-road credit card available to members of the S.C. State Credit Union and is the perfect stepping stone between the Classic Visa and the Platinum Visa. This card will bridge the gap until the cardholder improves their credit score even more and becomes eligible for the Platinum Visa card.
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Earning and maintaining a great credit score is a life-long endeavor. Even something that the cardholder considers to be a small issue could actually have a very long-lasting effect on their credit score. The Federal Reserve Bank of San Francisco has great information on establishing, using, and protecting your credit.
S.C. State Credit Union Gold Visa Rates
Since this is the middle-range credit card offered by this credit union, it does offer a middle-range interest rate of 10.9%. This may be the middle-range interest rate for this particular credit card, but compared to the majority of credit cards out there this interest rate is actually very low.
This interest rate applied to purchases, balance transfers, and cash advances.
Someone with this card does not have to worry about a penalty interest rate.
S.C. State Credit Union Gold Visa Fees
While it is common for a credit union credit card to have lower rates and less fees than a bank-issued credit card, it is uncommon for a card to have as few fees as this Gold Visa card. There is no annual fee, foreign transaction fee, balance transfer fee, or cash advance fee. In fact, the only transaction fees for this credit card are completely avoidable.
If the cardholder wants to order an extra copy of their credit card billing statement, they will have to pay $5 per copy. If the cardholder has access to their account online, they can avoid this charge completely by just printing their statement directly from the website.
Something that the cardholder might not be able to avoid completely is a damaged or lost card. Replacing their S.C. State Credit Union Gold Visa card will cost $10 per card.
Search for other Visa Gold credit card offers today for FREE!
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