A Platinum Visa card is the highest level Visa credit card offered by most credit unions and banks. This card is meant for someone with a high credit score and annual income. Since only those with a higher credit score will be approved for this card, platinum Visa cardholders will also have the lowest interest rates of any of S.C. State Credit Union’s credit cardholders.
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It is every responsible adult’s goal to have the highest credit score they can get. Having a high credit score not only raises a person’s chances of getting approved for a credit card with a great interest rate, but also other important things like mortgages and car financing. To get a good credit score people need to be very aware of how they handle their finances as a whole, not just their credit cards. The FDIC site has more than enough information on how someone should approach their finances no matter what stage of life they are in.
S.C. State Credit Union Platinum Visa Rates
Unlike the majority of credit cards, this special S.C. Credit Union Platinum Visa card does not have an interest range.
Instead, this card has a very low fixed interest rate of 8.9%.
This annual percentage rate applies to purchases as well as cash advances and balance transfers. There is no minimum interest charge or penalty interest rate for this card right now.
S.C. State Credit Union Platinum Visa Fees
As if the extremely low interest rate on this credit card were not enough, it also has almost no fees at all. Like most credit cards this card has no annual fee, but unlike most credit cards there are no regular transaction fees. The most common transaction fees are for cash advances, balance transfers, and foreign transactions. This Platinum Visa does not charge anything for these services.
There are a few fees that are easily avoided. Some of these fees include statement copy fees, card replacement fees, and stop payment fees. If the cardholder wants an extra copy of their statement, they will be charged $5 per extra copy. There is a $10 charge for a replacement credit card and, if a stop payment needs to be made on a credit card check, there is a $25 fee.
The FREE credit card finder above is a quick and easy way to see the best Platinum Visa offers available!
- S.C. State Credit Union Gold Visa Credit Card
- S.C. State Credit Union Classic Visa Credit Card
- Hawaii State Federal Credit Union Visa Platinum Rewards Credit Card
- Vermont State Employees Credit Union Visa Platinum Credit Card
- S.C. State Credit Union Visa Secured Credit Card
- Hawaii State Federal Credit Union Business Visa Platinum Rewards Credit Card
- Michigan Educational Credit Union MasterCard Credit Card