SACU Visa Gold Credit Card

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SACU Visa Gold Credit CardIf you live in San Antonio you may be eligible for the SACU Visa Gold Credit Card. This credit card is only available to members of the San Antonio Credit Union, which offers memberships to specific individuals in both San Antonio and Houston.

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As a SACU Visa Gold cardholder, you will enjoy a variety of benefits. The interest rates are fairly low and you receive a number of complimentary services and insurance coverage.

Terms of the SACU Visa Gold Credit Card

For the first six months of using the Visa Gold card from SACU, you can enjoy a promotional APR of 7.9% for both purchases and cash advances. After six months, your promotional credit card rate will increase to 11.9% for both. If you transfer a balance over from a different credit card you will pay 9.9% interest on that balance.

All of the interest rates are based off your credit score.

If you have poor credit, there is a good chance you will be responsible for a higher interest rate.

If you would like to improve your score to bring your APR down in the future, Smart Money can help.

For SACU Visa Gold members there is a foreign transaction fee of 1%. If you pay your bill late or if your payment is returned, you will be charged a fee of $25. There is no fee for annual membership or if you exceed your credit limit.

Benefits of SACU Visa Gold Credit Card

If you purchase travel tickets with your Gold Visa card, you will be insured for up to $150,000 for any accident incurred while traveling. If you rent a car on your trip, you will have rental insurance to cover damage against loss or collision.

As a cardholder you will be able to take advantage of emergency message service and emergency ticket replacement. You also can get assistance with trip planning, as well as medical assistance. If your card is ever stolen or lost you will not be liable for any fraudulent charges.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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