As a SACU Visa Platinum credit cardholder you will be able to enjoy a wealth of benefits, including low interest rates and other bonuses. San Antonio Credit Union offers a number of Visa credit cards and the platinum card is for those with a great to excellent credit history.
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To apply for the card you need to be a member of SACU, which is open to certain individuals in the San Antonio and Houston regions. For all of the membership requirements you can visit the credit union’s website, but if you have a family member who is already a member you are automatically eligible.
Benefits of the SACU Visa Platinum Credit Card
When you are a SACU Platinum card member, you enjoy all of the same benefits that the other Visa cardholders do plus more.
As a Gold or Platinum cardholder you have travel accident insurance, pre-trip and medical assistance, emergency message service, and emergency ticket replacement.
As a Platinum credit card member your credit limit will be higher, starting at $5,000 and going up, depending on your credit and income situation. If you ever rent a car and use your Visa Platinum to cover the cost, you will have insurance for the entire time that you use the rental. You can also take advantage of emergency and travel assistance, as well as warranty manager service.
SACU Visa Platinum Credit Card Terms
With the Platinum Visa not only do you enjoy an interest rate of 8.9%, for the first six months your APR will be a low 5.9%. If you make a cash advance the same rates apply. The APR for transferring a balance will be 7.9%. There is no grace period with this credit card for advancing cash or balance transfers, but there is a 25-day grace period for purchases.
The fee for a returned or late payment can be as high as $25 for each transaction. There is no annual fee. Go to the Federal Reserve website for more information about these terms.
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