The Safe Federal Credit Union MasterCard Classic is one of four credit cards offered by SFCU to its members. The other three are Visa cards. All four cards offer a rewards program to their cardholders.
Use the FREE tool at the bottom of this page to find more credit union credit cards for which you may be eligible!
The Safe Federal Credit Union is located in South Carolina. Credit unions are non-profit institutions whose approach to customer service is a bit different. The members own the credit unions, and any money credit unions make is distributed to their members as dividends. SFCU is open to residents of four counties in South Carolina and employees of certain businesses in the area.
SFCU MasterCard Classic Credit Card Rates and Fees
Credit unions also offer lower fees on their services. Safe Federal Credit Union offers its credit cards with interest rates as low as 7.96%. They can range as high as 17.96%, depending on your credit score and income. Your rate is the same for purchases, as well as balance transfers and cash advances. The penalty rate for this credit card is 17.96% if you are late with your payment more than four times.
There are very few fees associated with this card–no annual, balance transfer, or cash advance fees.
The foreign transaction fee is 1%. Even the late fee is fairly low at $25. Low fees such as these lead Suze Orman to recommend credit union cards over those offered by banks. She also gives tips on what to look for in a credit card.
SFCU Credit Card Rewards
The MasterCard Classic and the Visas from Safe Federal Credit Union are part of the ScoreCard Rewards program. With this program, you’ll earn a point for each dollar you spend. These points can be used to receive free travel or other items like merchandise or gift cards.
You won’t be restricted on your travel rewards like with some travel credit cards. In addition, you’ll also have options like adventure experiences. You can choose the rewards that you want most.
Click on the FREE credit card chaser to find rewards credit card options!
- Safe Federal Credit Union Visa Classic Credit Card
- Safe Federal Credit Union Visa Platinum Credit Card
- Safe Federal Credit Union Visa Gold Credit Card
- Sharonview Federal Credit Union Visa Platinum Credit Card
- Sharonview Federal Credit Union MasterCard Platinum Preferred Credit Card
- Shell Federal Credit Union MasterCard Credit Card
- The Summit Federal Credit Union Visa Platinum with Rewards